Harrisonburg, VA

It has become a tradition now that every year, right before Independence Day (July 4th) we attend the KCFA Annual Conference. It's a 5-hrs drive to the beautiful campus of JMU in Harrisonburg, VA so we pack lots of drinks (non-alcoholic, of course), enough Mandazis, CDs/DVDs, chewing gum and a good cheer. Apart from meeting new friends, catching up with old ones and making peace with the not-so-friendly ones, we thoroughly enjoy ourselves. This year's theme was - "A believer Armored" you can imagine how many bullet-proof vests we now have (I mean spiritually). The workshops had good information too. For instance, at the Men's Workshop, all men learned that burnt nyama choma (roasted meat) is not good for their DNA, that annual physicals are a must and that getting enough rest adds a few more years to life. This didn't sit in very well with most of us. How can you deny us meat and ask us to be inspected by nurses? huh! By the way, we consider resting as watching football, nuff said.

Let me also quickly share excerpts from the Finance and Wealth Management workshop.

1. Design your lifestyle ; how do you want to live? like a pauper or a prince?
2. Analyze your lifestyle - just like portfolio management take a look at how you live. Use Zero-base budgeting.
3. Understand the concept of utility. Design a path of growth such as using the power of small and time. Knowing and doing are two different things. Hope is not a strategy.
4. Protect your wealth - Understand risk-return theory. Wealth is created by managing returns. Store away what you earn. Learn from the ant. There's no success without a successor.
5. Income = consumption + savings. What you don't consume you save, what you save you don't consume.

Am sure Jabi learnt something too!

Go to the ant, you sluggard; consider its ways and be wise! Prov 6:6